According to a recent study from FICO, U.S. banks expect an end to the household deleveraging trend observed among consumers during the past five years. The company’s latest quarterly survey revealed that bankers are anticipating an uptick in customers’ demand for credit. Additionally, results showed that the majority of respondents “believe the supply of financing for auto loans, credit cards, new mortgages, small business loans, student loans, and mortgage refinancing will meet or exceed consumer demand over the next six months.”

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http://www.themreport.com/articles/fico-study-reveals-rising-demand-for-credit-among-consumers-2013-01-15